One place for every loan officer and staff member: your calculators and presentation tools, the systems you run loans through every day, lender portals, resources, and company news.
This is placeholder copy showing where the daily market update will live. In production, Mike or ops posts the real update here once, with the day's lock / float call, and every loan officer sees the same version.
The bond wall, live — the same charts as the Tools Dashboard Markets page
ETF proxies stream live from TradingView; Treasury yields show FRED daily closes. Live UMBS coupon prices are not shown; they require a paid data feed.
Live UMBS pricing arrives with the paid data feed.
Intraday yields arrive with the paid data feed.
Intraday yields arrive with the paid data feed.
Intraday yields arrive with the paid data feed.
Snapshot: MBB, TLT and S&P 500 (SPY) are live. Treasury yields and UMBS pricing arrive with the paid data feed; daily yield trend charts are below.
The benchmark for mortgage-rate direction. Yield up usually means pressure for mortgage rates to rise; yield down usually helps.
The front of the curve — most sensitive to what the Fed does next.
The long end of the Treasury curve.
A mortgage-backed securities ETF proxy: it tracks an index of agency MBS through an exchange-traded fund. It is not a live UMBS coupon chart.
Long-term Treasury ETF. Its price moves opposite to long-term yields.
SPY is the S&P 500 index ETF — broad U.S. stocks, the risk-on / risk-off backdrop bonds trade against.
Company news from Mike and ops
Sample announcement — replace with real company news. This slot is where company-wide items land: policy changes, new lender approvals, office news, and reminders.
Sample announcement — replace with real company news. A second slot, sized for the kind of short update that today goes out by email and gets buried.
Sample announcement — replace with real company news. A third slot for training dates, deadlines, and anything the whole team needs to see this week.
Swift-built calculators and presentations, branded for the loan officer using them
The market-style calculator suite: loan comparisons, cost and equity analysis, and the Strike Rate tracker for past clients.
Borrower-facing presentations that walk a client through their options side by side, with your name and contact details on the output.
Simple calculators you send straight to borrowers and realtor partners, so clients can run their own numbers any time.
The partner side of the toolkit: co-branded materials and calculators your realtor partners use with their buyers.
In production, this button opens the tool in the same intranet, signed in as you, with your name, NMLS, phone, and email on everything it produces. In this prototype the dashboards stay as separate builds, so the button is a stand-in for that connection.
The systems you already use every day, one click from here
Loan origination system. Applications, loan files, pricing, and pipeline.
Contacts and follow-up. Campaigns, pipelines, and client communication.
United Wholesale Mortgage. Submit and manage loans in EASE, check status, and pull itemizations.
Loan officer of record and commission tracking for funded loans.
Payroll and HR. Pay stubs, tax documents, and personal details.
The public face of the company. What borrowers and partners see at myswift.mortgage.
Where each lender's loans get submitted and tracked. Links are confirmed one by one before they go live here.
The five things loan officers hunt for most, plus the rest of the library
Swift Mortgage LLC · Company NMLS #1925754 · 14 active licenses in 12 states, verified October 15, 2026, all renewed through 2026.
Mortgage Broker
MB-1025062
Mortgage Banker
BK-2016405
DFPI Financing Law
60DBO-150975
Mortgage Company Registration
No license number
Mortgage Broker
MBR5877
Residential Mortgage Lending
No license number
1st Mortgage Broker
FL0027314
2nd Mortgage Broker Registrant
SR0027315
Mortgage Loan Company
No license number
Mortgage Broker
B-231195
Mortgage Lending
1925754
TX-SML Mortgage Company
No license number
Broker
MC-8103
Consumer Loan
CL-1925754
Idaho is not on this list. Swift's Idaho application is pending, so Idaho is not a licensed state yet. Do not originate Idaho loans until the license is approved.
Swift's 2026 year-to-date funded mix through September 30, 2026: 792 loans, $314.7M in total. The top five lenders below account for most of that volume.
Swift's non-delegated channel
Top-five funded lender, 2026 YTD
Top-five funded lender, 2026 YTD
Top-five funded lender, 2026 YTD
Top-five funded lender, 2026 YTD
Contacts come from Swift’s lender list dated 09-22-2026; the Known for column was refreshed 2026-11-07 from current lender sources. Account executive contacts are Swift’s reps at each lender. Search at the top of the page filters this list by lender, account exec, or specialty.
CorrespondentCorrespondent = Swift funds non-delegated (non-del) with this lender.Correspondent: in applicationIn application = correspondent approval still in process.
| Lender | Account Executive | Phone | Known for | |
|---|---|---|---|---|
| UWM Correspondent | Jamie Bihnam | 248.833.4377 | jbihnam@uwm.com | Full service A-paper wholesale giant; speed, technology and pricing across agency, government and jumbo, plus bank statement and DSCR options |
| A & D Mortgage | Alonzo Whitson | 248-312-5385 | alonzo.whitson@admortgage.com | Top non-QM wholesale lender; DSCR, bank statement, ITIN and foreign national, plus conventional, FHA and jumbo |
| AFR | Zachary Garden | 704.578.2890 | zachary.garden@afrwholesale.com | Specialty wholesale (now eLEND TPO): down payment assistance grants, manufactured homes, one-time close construction and renovation loans |
| ARC | Laurie Cullen | 314-477-4797 | lcullen@archome.com | Non-QM and non-agency depth; Access and Edge alt income, DSCR, strong second home and investment lineup, plus jumbo prime |
| Acra Lending | Jordan Agosto | 949-538-5779 x9545 | jordan.agosto@acralending.com | Non-QM and non-prime specialist; lower credit alt-doc files, bank statement, DSCR, ITIN and foreign national |
| American Heritage Lending | Justin Huffman | 602-245-2086 | jbhuffman123@gmail.com | Non-QM only; DSCR, bank statement and investor loans, plus bridge, fix and flip and construction |
| AmWest Funding Corp. | Amanda Nguyen | 714-706-8068 | amanda.nguyen@amwestfunding.com | Broad wholesale menu with a deep non-QM stack; DSCR, P&L only, bank statement and no ratio, alongside agency, government and jumbo |
| Cake Mortgage Corp. | Blake Howell | 213-297-1557 | Blake.Howell@cakehome.com | Wholesale non-QM only; DSCR, bank statement, P&L and closed-end seconds, underwritten in-house with no overlays |
| Cardinal | Kristina Guillermo | 325-275-9035 | kristina.guillermo@cardinalfinancial.com | Full service TPO built on its Octane platform; agency and government core plus a newer non-QM suite for non-traditional income |
| Carrington | Jamie Rogers | 480-386-7862 | jamie.rogers@carringtonms.com | Serving the underserved; low credit FHA and VA loans and its Flexible Advantage non-QM for borrowers with recent credit events |
| Champions | Robert Kocovski | 602.610.8849 | robert.kocovski@champstpo.com | Non-QM CDFI lender; Ally loans with no income or employment verification, plus DSCR for investors |
| Change Wholesale | Connie Foyle | 602.684.9687 | connie.foyle@changewholesale.com | CDFI non-QM lender; its Community Mortgage needs no income, employment or DTI documentation |
| Clear Edge | Deborah Mansfield | 805-459-2426 | dMansfield@clearedgelending.com | Wholesale only non-QM; bank statement, DSCR and asset utilization run on agency style AUS findings, with fast in-house exceptions |
| Click-N-Close | Jason Goodman | 270-991-9761 | Jason.Goodman@clicknclose.com | Proprietary SmartBuy down payment assistance and one-time close construction, especially USDA |
| CMG | Ryan Holford | 925-983-3118 | rholford@cmgfi.com | Known for the All In One Loan, a first lien HELOC with a sweep checking account, on top of a full agency and government menu |
| Deephaven | Tommy Banning | 949-563-0334 | tbanning@deephavenmortgage.com | Non-QM pioneer; bank statement, DSCR, credit event borrowers, and equity products like seconds and HELOCs |
| Direct Mortgage | Linda Peterson | 702.499.7422 | LindaPeterson11@gmail.com | Small, service led A-paper wholesaler; conforming, FHA, VA and USDA at competitive rates with fast turn times |
| Dominion | Alma Carreno | 310-321-8259 | Almac@thedominiongroup.com | Private investor lender; DSCR rental loans, fix and flip, ground-up construction and multifamily bridge |
| Drive TPO | Sev Apik | 818-434-7369 | sevanapik@drivetpo.com | Non-QM and investor focused TPO; DSCR and bank statement lead, plus fix and flip and ground-up construction |
| EPM | Christian Santa Cruz | 401.330.7602 | csantacruz@epm.net | FHA down payment assistance and renovation loans across FHA, VA and conventional, plus a growing Non-QM shelf |
| FBC Mortgage | Nora Chavez | 805-506-1051 | nchavez@fbctpo.com | Agency direct A-paper wholesale and correspondent lending with minimal overlays, plus construction and renovation loans; now rebranded Acrisure Mortgage |
| FEMBi Brokers | Kevain Cowan | 305-467-6813 | Kevin.Cowan@fembi.com | Florida and Puerto Rico lender for conventional, FHA, VA and USDA, with specialty professional loans for doctors, attorneys and CPAs |
| Finance of America | Cheryl McGrath | 310-729-7503 | cheryl.mcgrath@financeofamerica.com | Reverse mortgages only; HECM plus the HomeSafe jumbo and HomeSafe Second proprietary suite for wholesale partners |
| First Tech Federal Credit Union | Seth Kloppel | 720-363-0726 | seth.kloppel@firsttechfed.com | Wholesale HELOC partner program; AVMs up to $400K, first and second liens, primary and second homes, DTI up to 50% |
| FLC Bank | Kevan Faulkner | 520-370-6186 | kfaulkner@flcb.com | Boutique national bank wholesale lender; agency, government, jumbo and non-conforming, and bank portfolio loans |
| FMS Investor Financing | Chris Bibbs | 773-426-6163 | Cbibbs@FMSinvestor.com | Business-purpose investor loans; fix and flip, fix and flip lines of credit, DSCR rentals including 5 to 8 units and short-term rentals, and new construction |
| FNBA (First National Bank of America) | Jack Thompson | 517-679-6694 | Jack.Thompson@fnba.com | Exclusively non-QM for unique properties; vacant land, manufactured and mobile homes on land, non-warrantable condos, barndominiums, ITIN borrowers |
| Freedom Mortgage | Shelly Pattison | 602.903.9400 | shelly.pattison@freedommortgage.com | Government loan leader (VA, FHA, USDA) with low score and no score or non-traditional credit options, plus conventional |
| Fund Loans | Chris Thomas | 760-703-1445 | cthomas@fundloans.com | Wholesale jumbo non-QM; super jumbo first liens, standalone bank statement second mortgages, bank statement, DSCR and asset qualifier |
| Gold Star | Nathan Kirby | 734.548.2039 | nkirby@goldstarfinancial.com | A-paper agency and government purchase lender (conventional, FHA, VA, USDA, doctor loans) marketed on service and no overlays |
| HEM / theLender (Hometown Equity Mortgage) | Julian Avina-Guzman Christopher Orozco |
949-705-6792 949-316-0005 |
juliang@theLender.com corozco@thelender.com |
Non-QM investor DSCR and blanket loans, HELOCs and closed-end seconds, plus government loans; FHA 550 applies to streamlines only |
| HomeXpress | Jerry Rogge | 775-552-5260 | jrogge@homexmortgage.com | Wholesale only non-QM; InvestorX DSCR including short-term rentals, bank statement, asset and 1099 programs, prime jumbo |
| JMAC | Brian Keith | 831.713.9022 | brian.keith@jmaclending.com | Jumbo plus a deep non-QM bench; bank statement, DSCR, ITIN, P&L and closed-end seconds |
| Keystone | Ciara Christensen | 302-222-7245 | cchristensen@keystonefunding.com | A-paper conventional and government wholesale known for service; direct underwriter access, self-employed income calculations, fast closes |
| Kind Lending | Alessandra Ford | 619.818.1518 | aford@kindlending.com | Broker-first wholesaler; full A-paper menu plus non-QM, Elevate Jumbo, a national FHA 100% DPA program and standalone HELOCs |
| Kings Mortgage | Marcelo Seisdedos | 818-581-5745 | mseisdedos@kingsmtg247.com | Non-QM through its Forge Capital Lending DBA; DSCR 1 to 8 units, bank statement, P&L, WVOE, 1099, ITIN and foreign national |
| LendingPros | Michael Empey | 949-262-1068 | Mempey@golendingpros.com | Top-ranked non-QM wholesaler (bank statement, DSCR, ITIN, 1099, WVOE, P&L, asset use) plus an exclusive FHA 100% CLTV DPA Pro product |
| Lendsure | Brandon Thomas | 858-333-3498 | thomas@lendsure.com | Non-QM wholesale; 12 and 24 month bank statement, DSCR, no-payment bridge loans and reverse 1031 exchange with bridge |
| Lima One Capital | Jaz Daniel | 864-661-6903 | jdaniel@limaonecapital.com | Investor only lender with a broker channel; fix and flip, DSCR rental loans for single properties and portfolios, new construction and bridge |
| Loan Depot | Tessa Hebbring | 520-483-5633 | thebbring@loandepot.com | Broad full-service wholesale, relaunched in 2026; conventional, FHA, VA, USDA, jumbo and Advantage Flex, sold on pricing and high-touch broker support |
| Loan Stream Mortgage | Brian Herbert | (no phone) | bherbert@lsmortgage.com | Non-QM leader, plus conventional and government, with non-QM for bank statement, asset utilization and DSCR borrowers |
| Loan United | Chance Alford | 678-515-5162 | Calford@loanunited.com | Government-focused wholesale; FHA and VA down to 500, VA manual underwriting up to 60 DTI, one-FICO soft-pull streamlines and IRRRLs |
| LoanStore (TLS) | Jennifer Nealeigh | 650.619.8404 | jnealeigh@theloanstore.com | Now Averra Financial; HELOCs and non-QM on top of a full conventional, FHA, VA and USDA lineup, plus Buy Before You Sell bridge help |
| Logan Finance | Ryan Burchfield | 408.355.4879 | ryanb@loganfinance.com | Non-QM specialist; Open Road suite covering DSCR, bank statement, P&L, asset qualification and full-doc jumbo |
| MI Mutual Mortgage | Jennifer Fye | 989-858-1902 | jkovar@mimutual.com | Full service wholesale; conventional, FHA, VA, USDA and jumbo |
| Mega Capital Funding | Kurtis Colbert | 916-281-1051 | kurtis@mcfunding.com | Non-QM designed to close; bank statement, DSCR, P&L, 1099, one-year full doc and asset utilization, plus conventional, jumbo, government and seconds and HELOCs |
| MLB Wholesale | Kerry Cole | 973-919-5567 | kcole@mlbmortgage.com | Niche programs for trickier files; renovation, Remarkable DPA, and non-QM, on top of agency and government loans |
| Mortgage One | Joe Solaro | 480-648-7781 | jsolaro@m1tpo.com | CDFI lender for underserved borrowers; flagship Pathway CDFI program, plus DPA and non-QM, alongside conventional, government and jumbo |
| Mortgage Solutions Financial | Mitzi Orlanes | 626-277-7725 | mitzi.orlanes@mortgagesolutions.net | Low credit government loans; VA, FHA and USDA with manual underwriting, VA manual down to 550 |
| Mutual of Omaha | Bill Stephens | 248-289-3121 | bstephens@mutualmortgage.com | Reverse mortgages are the standout (HECM and proprietary SecureEquity) in wholesale; forward wholesale is broad agency and government, including manufactured housing and DPA |
| NewFi | Tyler Schnepf | 480-818-8335 | tyler@newfi.com | Non-QM; Sequoia and Rainier full doc and alt doc, bank statement, asset and DSCR investor loans, plus jumbo and closed-end seconds. No government loans |
| Newrez | Jorge Tobar | 602-654-1985 | Jorge.Tobar@Newrez.com | Broad full-service agency and government lender; best known in wholesale for its Smart Series non-QM for self-employed, investor and near-miss borrowers |
| NexBank | Lance Hackney | 214.534.8921 | lance.hackney@nexbank.com | TPO-focused bank lender with a broad menu; agency including Flash Pass, HomeReady and Home Possible, plus FHA and VA, with its own portfolio full-doc and reduced-doc non-QM |
| Nextres | Rich Hauser | 858-603-9351 | rhauser@nextres.com | Business-purpose investor loans only, no owner-occupied homes; DSCR rentals, fix and flip, bridge, and ground-up construction in 50 states |
| NQM Funding | Anthony Williams | 949-689-9270 | AnWilliams@nqmf.com | Non-QM only, focused on DSCR and bank statement and P&L loans for self-employed borrowers and investors |
| Nova Home Loans | Nick Monardo | 602-385-4991 | Nick.monardo@novahomeloans.com | Full service lender; conventional, FHA, VA, USDA and jumbo |
| Open Mortgage | Amelia Vornhagen | 925-899-2960 | AmeliaVornhagen@openwholesale.com | Non-QM and down payment assistance for borrowers missed by traditional lending, plus government loans (DreamBuilder and LegacyBuilder DPA) |
| Orion Lending | Dave Heuermann | 480-216-5397 | dheuermann@orionlending.com | In-house down payment assistance, plus agency, non-QM and DSCR, and jumbo |
| PennyMac Correspondent | Davy Godinez | 602.717.7524 | davy.godinez@pnmac.com | Broad A-paper conventional and government loans, now expanded with non-QM and fixed-rate home equity seconds |
| Plaza Home Mortgage | Christopher Thomas | 858-346-1200 x2001 | christopher.thomas@plazahomemortgage.com | One of the broadest menus in wholesale; agency, government, jumbo, non-QM and DSCR, closed-end seconds, renovation and reverse under one roof |
| Power TPO | Mark Holcomb | 404.819.5272 | mholcomb@powerTPO.com | Fast-turn agency and government shop (now PwrTPO, part of Lower); conventional, FHA, VA, USDA, jumbo and DSCR, marketed on speed and government manual underwriting |
| PRMG Correspondent | Bobby Costa | 602.399.4558 | bcosta@prmg.net | Full-service wholesale with a deep bench; low-score FHA and VA, big non-QM suite (bank statement, DSCR, ITIN, foreign national), jumbos, closed-end seconds, renovation, HECM and many DPA and HFA programs |
| Provident Funding | Jack Pica | 408.833.1348 | jpica@provident.com | A-paper only, on purpose; conforming, super conforming and jumbo conventional with aggressive rates and tight overlays. No government or non-QM |
| REMN | John Salerno | 630.624.0684 | jsalerno@remn.com | Digital HELOCs are the headline (fast, fully digital), plus ACCESS non-QM (DSCR, bank statement, ITIN, foreign national) and no-overlay government lending roots |
| Rise TPO | Eva Sharma | 858-337-6088 | Eva@risetpo.com | Non-QM at scale; one of the largest non-QM originators in the country, especially DSCR investor loans, bank statement and 1099, plus jumbo, conventional, government and DPA |
| Sierra Pacific Wholesale | Bob Yadon | 714.689.9756 | bob.yadon@spmc.com | Full-service TPO (conventional, government, jumbo, renovation) with a growing non-QM suite (Platinum: DSCR, bank statement, asset depletion, 1099, P&L); now part of Union Home Mortgage |
| Simply PMG | Norma Somers | 702-217-4447 | nsomers@simplypmg.com | Specialty and first-time-buyer programs; Earned Equity Program (lease-to-own style path, ITIN accepted), Simply DPA seconds, FHA Eco Advantage for solar, plus standard agency and government |
| Smartfi Home Loans | Billy Benedetto | 858-358-0010 | wbenedetto@smartfihomeloans.com | Reverse only, wholesale only; FHA HECMs (fixed and ARM) plus proprietary Smartfi Choice jumbo reverse |
| STG | Felicia Janzen | 602-421-7700 | felicia.janzen@stgmortgage.com | Non-QM leaning wholesale; bank statement, 1099, P&L, DSCR and ITIN Star series alongside agency, government, FHA DPA, second liens and jumbo |
| Sun West Mortgage | Suresh Choudhary | 562-751-8461 | suresh@swmc.com | Low-score government lending with manual underwriting across FHA, VA, USDA and conventional; its wholesale marketing cites scores as low as 500, plus reverse, renovation and manufactured homes, and 24/7 AI underwriting (AngelAi) |
| Symmetry Lending | Stephen Wilson | 720-826-4946 | Stephen.wilson@symmetrylending.com | Second liens only; piggyback and standalone HELOCs, including piggybacks behind assumable first mortgages and post-close HELOCs |
| Towne Mortgage | Thomas Lotsis | 248-379-3393 | teamlotsis@townemortgage.com | Community-lender TPO specialist (credit unions, community banks, brokers); full agency set plus renovation (203(k), HomeStyle), manufactured housing and manual underwrites |
| Triad | Broker Support team | 904-371-2140 | BrokerSupport@Triadfs.com | Manufactured housing, period; home-only chattel loans for homes on leased land or in communities, plus land and home loans |
| Union Home Mortgage Correspondent | Jim Ford | 678-429-9089 | jford@uhm.com | Full-service agency and government TPO with strong pricing, plus manual VA underwriting (580 minimum, no manual on cash-out or high-balance purchase and rate/term), CalHFA expertise, and non-QM added through recent acquisitions |
| Unison Bank | Ron Valerio | 480-782-5092 | Rvalerio@unisonbank.com | Local bank option for construction and renovation loans, manufactured financing and local portfolio lending |
| Velocity Mortgage | Paula Rivera | 818.338.9760 | privera@velocitymortgage.com | Investor and small commercial, asset-based; no personal income qualifying, property-value based investor loans on 1 to 4 units, blanket loans, foreign investors, small-balance commercial and mixed-use |
| VIP Mortgage | Melissa Everitt | 480-701-4997 | meveritt@vipmtginc.com | Arizona-based full-service lender with a wholesale division; conventional, FHA, VA, USDA, jumbo and non-QM and specialty, plus a well-known reverse operation |
| VIP Mortgage — Reverse Mortgage | Steve Wolf | 520-975-1900 | swolf@vipmtginc.com | The dedicated reverse division of VIP Mortgage; HECM, HECM for Purchase and proprietary reverse through wholesale |
| Windsor Correspondent: in application | Kaare Sigvartsen | 307.340.0858 | ksigvartsen@windsormortgage.com | Government flexibility plus bridge; lower-score FHA, VA and USDA with manual underwriting (manual VA now at 580), higher DTI tolerance, manufactured home FHA and VA, Simple Bridge loans, plus doctor loans, DSCR and competitive jumbos |
How and when you get paid. Paydays are the 5th and the 20th, and pay windows use the lender's funding date, not the closing date.
Loans funded on the 1st through the 15th pay in this window.
Loans funded on the 16th through the last day of the month pay in this window.
One index for every lender's guidelines and product matrix, so the current version is always the one you find. Links are added lender by lender as each lender's own current document is confirmed. Always work from the lender's own document, not a saved copy.
Rate each lender from your own files. Your ratings help the next LO decide where a loan fits best.
Everything else loan officers asked for a home for.
Placeholder. Logos, flyer templates, social graphics, and co-branding assets will live here, ready to download.
Placeholder. Past editions of the Friday market update that goes to realtor partners, kept here so any edition can be re-sent or quoted.
Agency baselines first, lender overlays on top — every entry shows its source and verification status
The five official guides every Swift loan is underwritten against. The library indexes the official guide for each agency — no summaries standing in for the source.
Selling Guide
Source: official guide. Indexing in progress.
Single-Family Seller/Servicer Guide
Source: official guide. Indexing in progress.
Single Family Housing Policy Handbook 4000.1
Source: official guide. Indexing in progress.
Lender's Handbook, Pamphlet 26-7 (Chapter 4 covers credit underwriting and manual underwriting)
Source: official guide. Indexing in progress.
HB-1-3555 SFH Guaranteed Loan Program Handbook
Source: official guide. Indexing in progress.
Each lender's own rules on top of the agency baseline, pulled lender by lender. A lender shows as verified only when its own current document is in hand.
Ask where a file fits — the answer starts from the agency baseline, then checks each lender's overlays
Preview: the worked example below shows exactly how answers will look. The live version searches the full indexed library.
Question: “Which lenders allow a manual VA underwrite?”
VA underwriting supports both AUS and manual review. An AUS Refer is a referral to manual underwriting, not a denial. VA sets no minimum credit score. The 41% DTI figure is a benchmark, not a cap: above 41%, residual income at least 20% above VA's regional table can carry the file, and compensating factors are the manual underwriter's framework.
| Lender | Manual VA underwrite | Key conditions | Source |
|---|---|---|---|
| Windsor Correspondent | YES | Minimum 580 credit score for manual underwrites (620 when one borrower has no credit history). AUS findings stay in the file. Extra documentation rules apply for late payments, charge-offs and collections in the last 12 to 24 months. Swift’s lender list notes independently say “Manual VA underwrites.” | Windsor VA Product Profile, posted 11/05/2026 |
| Loan United | YES (per Swift lender list notes, 09-22-2026) | VA manual up to 60 DTI. Also VA down to 500 and One FICO Soft Pull streamlines (per Loan United’s own site, loanunited.com, checked 2026-11-07). Published guideline verification pending. | Swift lender list, 09-22-2026; loanunited.com, checked 2026-11-07 |
| Sun West Mortgage | YES (per Swift lender list notes, 09-22-2026) | Low-score government lending with manual underwriting per the same notes. The 100% cash out VA detail has not yet been verified against current guidelines. | Swift lender list, 09-22-2026 |
| UWM | Not yet verified | Portal pull in progress | — |
| PRMG | Not yet verified | Portal pull in progress | — |
| TLS | Not yet verified | Portal pull in progress | — |
| Pennymac | Not yet verified | Portal pull in progress | — |
| NewRez | Not yet verified | Portal pull in progress | — |
| Kind Lending | Not yet verified | Portal pull in progress | — |
| JMAC Lending | Not yet verified | Portal pull in progress | — |
| Newfi Wholesale | Not yet verified | Portal pull in progress | — |
| Union Home Mortgage | Not yet verified | Portal pull in progress | — |
If the library has no verified answer, the question routes to Mike and ops instead of guessing.
The coaches behind Swift's biannual LO conference, plus recorded sessions
Biannual LO conference coach. Sessions and materials from Sean's coaching live here in production.
Biannual LO conference coach. Sessions and materials from Mike's coaching live here in production.
Biannual LO conference coach. Sessions and materials from Roland's coaching live here in production.
Placeholder. Recorded training sessions collect here so anyone can catch up or re-watch.
Every Swift LO works in Arive. Start with the onboarding guide, join the weekly live trainings, and use the recordings and courses anytime. Most of Arive's library needs you signed in with your own Arive login.
Account setup, configuration, and the full getting-started path for new users and admins.
Onboarding and Q&A, New User Training Part 1 and Part 2, and ARIVE Live open Q&A. Register through the Arive Events page.
Watch past sessions anytime: Company Admin Training, New User Training Part 1, and New User Training Part 2.
Arive University webinars and the full training video library. Sign in with your Arive credentials to see everything.
Self-paced courses: New User Onboarding, Admin Onboarding, Automation Rules 101, Custom Fields 101, and more.
Search every Arive user guide, how-to article, and release note.
Fastest: the blue chat icon inside Arive. Email: support@arive.com. Community: the ARIVE Mortgage Brokers Facebook group.
Training material lives on Arive's site and stays current there; this page is the map, not a copy.
Two Arizona offices, licensed in 12 states